If your credit card balances go unpaid, your credit score will start to diminish.
如果你信用卡欠款余额未支付,你的信用评分就开始降低。
Obviously, how to exploit the way to diminish financial crises and establish a reasonable credit policy-making mechanism theoretically and practically is urgent and vital in Chinese finance world.
可见,如何从理论和实践上探索解决信贷风险,建立合理信贷决策机制的途径,是我国金融学界一项紧迫而重要的任务。